Your Results
Income tax–
USC–
PRSI–
Shares sold to cover (approx.)–
CGT if you sell at your target price–
RSUs are taxed as income the day they vest, through payroll. Holding them does not delay the tax. Anything the shares gain after vest is taxed again at 33% CGT when you sell.
How this is calculated
Vest value is shares times price. At vest it is taxed through payroll as income: 40% income tax, 8% USC and 4.2% PRSI at the higher rate (52.2% combined), or 20% income tax, 3% USC and 4.2% PRSI at the standard rate. PRSI rises to 4.35% from October 2026. The later-sale line applies 33% CGT to the gain above the vest price, less the €1,270 annual exemption. Currency, broker fees and payroll rounding are not modelled. 2026 rates.
This calculator is for information only and is not financial advice. Figures are estimates based on what you enter. Tax rules change, check revenue.ie for the latest. Talk to a qualified financial adviser before making big money decisions.