Revenue gives tax relief at your marginal rate on personal pension contributions, up to an age-related percentage of earnings: 15% under 30, 20% in your 30s, 25% in your 40s, 30% at 50 to 54, 35% at 55 to 59, 40% at 60 plus. Earnings above €115,000 do not count for relief. Relief is estimated at 40% where income is above the €44,000 single-person cut-off, otherwise 20%. Employer contributions do not use up your personal limit. 2026 rules.
This calculator is for information only and is not financial advice. Figures are estimates based on what you enter. Tax rules change, check revenue.ie for the latest. Talk to a qualified financial adviser before making big money decisions.
