Earning well, but no idea where it all goes?
The simple tracker I've used since 2020, and give to every client. Three tabs, no budgeting, no jargon.
You earn a great salary. Money comes in, money goes out, and somehow there is never quite as much left as there should be.
You cannot improve what you do not measure. This is the exact system I use to see what I spend, how my money flows, and how my wealth is growing, in about fifteen minutes a month.
Every client I work with starts here. After a year, you will understand your finances better than most people ever will.
What's inside
✅ The 3-tab system: spending, money flow and net worth, all in one place
✅ Your savings rate, the single number that decides how fast you build wealth
✅ How to track spending in 30 seconds a day, with no budgeting or categories
✅ A clear monthly net-worth view that keeps you steady when markets dip
✅ Step-by-step instructions and a short video walkthrough
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Written by Sjoerd Bak, a qualified financial adviser who takes no commission and sells no products. I've helped over 325 tech professionals in Ireland get their money working.
This guide is for information only, not personal financial or tax advice.