Your net worth just took a hit - here’s why that’s great news
Hey Future Millionaire,
Have you checked your investment accounts lately? If so, you might have felt that stomach-dropping sensation seeing the numbers go down.
You're not alone. The S&P 500 dropped over 10% in just 16 trading days from its February 19th high. Headlines are scary, politicians are making noise, and many investors are panicking.
I've seen the biggest drop in my net worth since I started tracking.
But I'm not worried at all. And after reading this, you won't be either.
Today, I'm sharing my Financial Freedom Formula that changed how I view market downturns forever.
The power of zooming out
Let's imagine you had €1 million to invest.
Last Month
During the last month, the S&P 500 lost 8% of its value (10% before yesterday's bump). If you had invested €1 million in the S&P one month ago, you would have lost €80,000. Ouch!
Last 6 Months
But zoom out to the last six months, and it's a different story. The market decreased by just 0.18%. That same €1 million investment would only be down €1,800.
Last Year
Looking at a full year? Your €1 million would have grown by 9.2% to €1,092,000. That's right in line with the market's historical average of about 9%.
Last 5 Years
If you invested €1 million 5 years ago (which included the pandemic crash and Ukraine invasion), your investment would have grown by 107.46%. Your money would have doubled to €2,074,600!
Since 1996
A €1 million investment in 1996 would have grown by 650.88%. You'd have €7,508,800 just 29 years later!
And if you had reinvested dividends, you could almost double even that.
The simple truth about markets
These short-term drops grab headlines and feel scary. But for your long-term wealth? They barely matter.
Nobody knows what the market will do tomorrow. But what it does over 30 years has been remarkably consistent.
The secret to wealth isn't timing the market. It's time IN the market.
Success in action
I recently checked in with a client who had never invested before working with me. With markets dropping, I wanted to see how she was feeling. Her response?
"I'm good. Look, my Trading 212 isn't looking pretty at the moment but to be honest I'm trying not to look at it and play the long game. Also considering buying more while market is down... I'm sticking to the plan and playing the long game."
This is exactly the mindset that builds wealth. While others panic, she sees opportunity.
Sjoerd's financial freedom formula
After 18 years in tech sales (11 at Salesforce, where I was a Sales Director), I developed a simple system that works for busy sales professionals:
The 4 Pillars:
Control your costs - Master the spending side
Make your money work - Simple effective investment strategies
Commit to compounding - The eighth wonder of the world
Expand your earnings - Leverage your sales skills for wealth
Your opportunity
For sales professionals ready to master their finances, I'm offering an exclusive group coaching program:
Money Mastery for Sales Professionals
When: March 24 - April 28
Format: 6 weekly 60-minute group calls
Who: Limited to 10 BDRs or AEs
What you'll learn: My complete Financial Freedom Formula tailored for sales careers
Investment: €750 (recordings provided if you miss a session)
How to join: Book a quick 15-minute fit call using the link below
Important: I'll close registration when all spots are filled, so book your call early this week.
Enjoy your St. Patrick's Day weekend without market worries!
To your financial freedom,
Sjoerd
P.S. I'm optimising the booking process for Money Mastery calls to fit more in my schedule. Join the waitlist to stay updated.
